Your complete source for financing short and long-term investment property
Your complete source for financing short and long-term investment property
Buy & Hold | BRRRR Method | Fix & Flip | New Construction
No matter what your strategy we have financing options to help you succeed.
Grow your portfolio faster with alternative, cash-flow based DSCR lending.
DSCR = Debt Service Coverage Ratio.
DSCR is the ratio of rental income to total mortgage payment (PITI). DSCR loans allow qualifying based on the rental income of the property, not your personal income. These cash-flow based loan programs measure a property’s ability to cover the debt service with rental income and make it easier for investors to build a portfolio.
DSCR ratios are allowed down to 0.75% but are most commonly required to be 1.0% or greater. A DSCR of 1.0% means that the rental income is equal to the total debt service payment. Use our simple DSCR calculator to estimate the ratio on your project. —>
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The key to maximizing the BRRRR strategy is lower down payments and higher cash-out amounts. Investors can acquire more property with lower down payments combined with the ability to pull out more equity with DSCR compared to traditional lending.
There is NO credit inquiry, cost or obligation when requesting a quote.
No Personal Income
No Tax Returns or W2’s
No Debt-To-Income Ratio
Lower Down Payment
No Reserves Needed
Unlimited Properties Owned
Higher Cash-Out
Less Paperwork
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